01
A regulatory pile-up
MiCA, DORA, Basel/CRR, PSD2/PSD3, SEPA Instant, AML6, CASS-style segregation — every reporting line touches a different framework, and supervisors expect daily evidence.
THE REALITY
Regulated finance runs on controls, not on luck.
Banks, EMIs and crypto exchanges live under permanent supervisory scrutiny. Yet most finance stacks were never designed for daily client-money reconciliation, fair-value digital assets or evidence-grade regulatory reporting.
02
On vs off-balance chaos
Client fiat, custodied crypto and segregated wallets must live off the firm's own balance sheet — yet most ERPs can't model both views, let alone reconcile them.
03
Multi-venue, multi-chain reality
L1/L2 chains, qualified custodians, CEX/DEX venues, fiat rails and internal ledgers rarely agree. Manual reconciliation burns the finance team every month-end.
04
Fair-value, every day
ASC 350-60 and IFRS push digital assets to fair value with daily remeasurement, FX revaluation and intraday NAV — spreadsheets simply can't keep up.
The opportunity: a cloud ERP that treats segregation, fair value, on-chain reconciliation and prudential reporting as first-class objects — not afterthoughts.
ON / OFF BALANCE
Two balance sheets. One ledger.
Regulated firms must keep the firm's own economics and the assets they hold for clients strictly separate — yet auditors, supervisors and management need a unified view. We model both natively in NetSuite using subsidiaries, classes, segments and dedicated custody subledgers.
On-Balance Sheet
The firm's own economic position
- Proprietary treasury — cash, deposits, money-market positions
- Own-token and digital-asset inventory under ASC 350-60 / IFRS fair value
- Fee, spread and interest revenue
- Loans, receivables and trade payables
- Property, IP and capitalized intangibles
- Payroll, OPEX and tax liabilities
Off-Balance Sheet
Client and third-party positions held in trust
- Segregated client fiat in safeguarding / CASS accounts
- Client crypto in qualified custody — never commingled with house assets
- Staking positions held for clients, with reward attribution
- Collateral pledged in or out under prime / lending agreements
- Assets under custody (AUC) and assets under management (AUM)
- Contingent liabilities, guarantees and undrawn commitments
How we build it: dedicated subsidiaries for safeguarded entities, custody-wallet subledgers per chain and token, daily reconciliation jobs against custodians and chains, and supervisory packs auto-generated from the same data.
THE FOUNDATION
A NetSuite ERP built for regulated finance
We tailor NetSuite around the controls supervisors actually look for — multi-book accounting, multi-entity consolidation, treasury, audit and regulatory reporting working as one platform.
01
Multi-Book Accounting
STATUTORY · MANAGEMENT · FAIR-VALUE · REGULATORY
- Parallel books for local GAAP, IFRS and fair-value (ASC 350-60)
- Dedicated regulatory book for prudential reporting
- Single source of truth, multiple lenses
02
Multi-Entity Consolidation
LICENSED ENTITIES, MULTI-JURISDICTION
- Consolidate banks, EMIs, brokers and CASPs in one ledger
- Multi-currency and crypto-currency revaluation
- Intercompany automation across jurisdictions
03
Treasury & SuiteBanking
FIAT RAILS, INSTANT PAYMENTS, FX
- Direct bank connectivity and SEPA Instant reconciliation
- FX exposure, cash pooling and intraday positions
- Automated payment runs with full audit trail
04
Audit & Controls
SOC · DORA · SOX-READY
- Segregation of duties and role-based access enforced in NetSuite
- Immutable audit trail across every posting
- Evidence packs ready for supervisors and auditors
05
Regulatory Reporting
MiCA · DORA · BASEL · COREP
- Pre-built reporting packs for prudential and conduct rules
- Daily client-money reconciliation evidence
- Configurable filings for local NCAs
CAPABILITIES
NetSuite, extended for fiat and digital assets
As an Oracle NetSuite Alliance Partner, we extend NetSuite — the #1 cloud ERP — with the subledgers, reconciliations and reporting that regulated finance demands.
Client Money Safeguarding
CASS-style segregation, daily internal & external reconciliations, breach workflows.
Digital Asset Subledger
Per-wallet, per-token subledger with cost basis, lots and tax treatment.
On-Chain Reconciliation
L1/L2 chains, custodians and CEX/DEX venues matched daily against the GL.
Fair-Value & Impairment
ASC 350-60 and IFRS remeasurement, with full audit-grade history.
Regulatory Reporting
MiCA, DORA, Basel/CRR, COREP/FINREP and local NCA filings out of the box.
Treasury & FX
Multi-currency positions, intraday cash views and automated FX revaluation.
Workflow Automation
Approvals, four-eyes controls and supervisory escalations native to NetSuite.
Profitability Analytics
P&L by desk, product, venue, client and asset class — in real time.
WHO WE SERVE
Financial segments we support
Banks, EMIs & Payment Institutions
Run safeguarding, prudential reporting and treasury on one regulated-grade ledger.
Asset Managers & Funds
NAV support, fair-value accounting and consolidated reporting across vehicles.
Crypto Exchanges & Custodians (MiCA CASPs)
Segregated client crypto, on-chain reconciliation and MiCA-ready evidence.
Fintech, BaaS & Embedded Finance
Scale ledger, billing and reconciliation as your transaction volume grows.
Stablecoin Issuers & Tokenization Platforms
Reserve attestation support, multi-book accounting and on-chain proof-of-reserves data.
Brokers, OTC Desks & Market Makers
Multi-venue position keeping, P&L by book and intraday risk metrics.
WHAT SETS US APART
Regulatory fluency. Engineering depth.
We don't bolt compliance onto a generic ERP. We start from the rules your supervisor enforces — MiCA, DORA, Basel, PSD2, CASS — and configure NetSuite to produce the evidence on its own.
Regulation-Native
MiCA, DORA, Basel/CRR, PSD2/PSD3 and CASS-style segregation modeled from day one.
On/Off-Balance by Design
Client assets and house assets cleanly separated across subsidiaries, classes and subledgers.
On-Chain Reconciliation
Daily matching across chains, custodians and venues — no spreadsheets.
Audit & Supervisor Ready
SoC 2 / DORA-aligned controls, immutable audit trail and evidence packs out of the box.
From regulated chaos to a single ledger.
Run safeguarding, treasury, digital-asset subledgers and supervisory reporting on the #1 cloud ERP — tailored to your license, your venues and your chains.